Home > Apps > Finance > 웰컴디지털뱅크(웰컴저축은행)

웰컴디지털뱅크(웰컴저축은행)

CategoryFinance
Version3.4.9
Size98.8 MB
Developer웰컴 저축은행
UpdateMay 01,2025

Rate：3.2

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Application Description

Welcome to the NO.1 digital banking savings bank! We pride ourselves on being the top choice for millions, with the highest cumulative app downloads and users in the savings bank sector, as reported by App Annie (as of December 31, 2023). At our bank, you'll find a comprehensive suite of financial services, including deposits, cards, loans, credit management, life services, and our unique 'Well-Bang' offerings.

One of our standout features is the 'Well Bang Walking Savings,' where you can earn interest rates of up to 10% per annum simply by walking. The more steps you take, the higher the interest rate you can achieve. We offer preferential rates based on your step count within the subscription period, making it a fun and healthy way to boost your savings.

New customers can enjoy a special welcome offer with a preferential interest rate of up to 7% per year on your first transaction. This special rate is available for 30 days to those who open an account for the first time, making it the perfect time to join our banking family.

For those concerned about managing their assets and liabilities, our 'Welcome My Data' service is here to help. We've helped customers save a total of KRW 8,334.98 million through our nationwide interest reduction project (as of March 14, 2024). We'll collect and manage all your debts, informing you if a transfer loan is possible and helping you participate in the interest reduction project. Plus, with our 'credit weather' feature, you can easily monitor your credit management.

Opening an account with us is easy and convenient. You can open a non-face-to-face account anytime, anywhere, 24/7, even without a public certificate. All you need is pattern or fingerprint authentication and a 6-digit authentication number. We also offer dedicated accounts tailored for payers, office workers, and bosses, each with special benefits.

Don't miss out on the exclusive benefits of our 'Wellbang Lounge.' Loan customers can earn up to 100 won per day and up to 3,000 won per month just by walking, while receiving customers can earn up to 40 won per day and up to 1,240 won per month. Plus, participate in our 'Well Bang Lotto' and 'Well Bang Odd or Even' games for a chance to win exciting prizes.

We offer a range of convenient financial services to enhance your daily life. With our simple drag-and-drop transfer feature, you can easily move funds between accounts. Keep track of your total assets, detailed status, and savings goals all on one page. Curious about your car's value? Just enter the license plate number to find out. Use our 'Automatic Payment' service to effortlessly pay utility bills and other fees, and check your credit score for free without affecting it.

We prioritize your security with our electronic financial fraud prevention services, including PC designation, 2-channel authentication, and one-time authentication numbers, in line with the Financial Supervisory Service's guidelines.

Product Information

[Well-Bang Working Savings]

Subscription target: individual customers
Contract period: 12 months
Payment amount: The same amount of 10,000 won or more and 200,000 won or less per month
Interest payment: lump sum payment at maturity
Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
Preferential interest rate conditions:
- Differential payment of preferential interest rates depending on whether or not the annual number of steps is achieved (8.0%)
- Preferential interest rate application section according to the number of steps:
  - More than 1 million steps: 1.0%p per year
  - More than 2 million steps: 2.0%p per year
  - More than 3 million steps: 3.0%p per year
  - More than 4 million steps: 8.0%p per year
- Payment by automatic transfer through our bank account at least 6 times (1.0%p)

[WELCOME first transaction preferential term savings]

Subscription target: individual customers
Contract period: 12 months
Payment amount: The same amount of more than 10,000 won and less than 200,000 won per month
Subscription conditions: Within 30 days from the date of first opening deposit subscription
Interest payment: lump sum payment at maturity
Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
Preferential interest rate conditions:
- Payment by automatic transfer through our bank account at least 8 times (1.8p per year)
- When the average deposit/withdrawal account balance from the new date of this deposit to the day before the contractual maturity date is 500,000 won or more (1.5p per year)

Please note that in accordance with the Depositor Protection Act, this deposit is protected up to "50 million won" per person (combined with other protected products of this mutual savings bank), including the principal and a certain amount of interest. Always review the product description and terms and conditions before signing the contract. You have the right to receive a thorough explanation of the product before transacting.

Interest rates may change, so please check our website or app for the latest information.

Customer Center Operating Hours

Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
Financial fraud reporting night call center: 02-397-8600/8800

Permissions and Purpose of Using Wellbang App

Required Access Rights:

Storage space: Required for storing joint certificates, checking for OS tampering, submitting documents, storing photos, and submitting supporting documents.
Phone: Required for identity verification, device verification, and consultation calls.
App activity: Used to collect app information and detect malicious apps by obtaining broad package visibility rights to prevent electronic financial transaction incidents.

Optional Access Rights:

Contacts/Address Book: Contact information is collected and shared to use functions such as contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. If you do not consent to this as an optional permission, its functionality may be limited.
Camera: Used for photo identification, face authentication, document submission, etc. This is an optional permission, and if you do not agree, its functionality may be limited.
Photos and videos: Save photos and collect photos submitted as supporting documents. This is an optional permission and its functionality may be restricted if you do not consent to it.
Notification: Used to receive notifications of important notices, events, and promotions. This is an optional permission; if you do not consent, you may be restricted from receiving notifications.